We spend our working lives building towards retirement. Choices we make today will have a big impact on the quality of our lives during our golden years. A few things to understand about pensions are that: A pension is a long-term investment not normally…
Studies show that people in the UK generally place more emphasis on insuring their homes, their vacations, their pets and even their mobile phones than they do on insuring their lives! According to new research , 64% of people in the UK have taken…
Inheritance Tax (IHT) applies to everything of an estate you inherit from a deceased relative, after deducting any applicable debts and liabilities from it. The standard rate of IHT is 40% and it is only charged on the part of the estate that is…
Last week was a busy one which saw plenty of releases. On the economic front, inflation in the UK was higher than expected, at +8.7%. Germany experienced negative GDP growth for Q1 (at -0.3%), making it two quarters in a row – a so-called…
Asset Allocation: Forwards looking macro economic approach to actively rotate between a universe of assets. Circumstances: For those with smaller pots, looking for a simple, actively managed multi asset or those considered to be US Persons.
Asset Allocation: Diversified across top tier fund management talent, whilst actively managing between equities and bonds as the business cycle evolves Circumstances: Investors comfortable with traditional mutual fund portfolios, split between equities and bonds only
