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Investing Thoughts / June 18, 2025
Inflation proofing your portfolio

Goldilocks economy How to prepare your portfolio for inflation Very low or very high inflation is damaging to the economy. The aim is usually to try and keep the Consumer Prices Index (CPI) at 2% in order to maintain a ‘Goldilocks Economy’ – not…

Investing Thoughts / June 18, 2025
Portfolio diversification 101

Choppy waters. not full-on gale Wait for the bad weather to pass and stay the course Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets that investors should expect. When stock markets start correcting,…

Retirement Planning / June 18, 2025
Living longer

Saving adequately for the future How much should you try to save to have a comfortable retirement? The number of people saving enough for a comfortable retirement has hit its highest ever level, with almost three in five Britons (59%) now saving adequately for…

Retirement Planning / June 18, 2025
Cashing out

Pension changes brought a whole new range of options to consider Unadvised retirees who are now able to dip into their pension are having to return to work to cope with juggling their finances, according to a new report[1].Pension freedoms have given individuals control…

Retirement Planning / June 18, 2025
Pension options

Planning your financial future, and how to get there One thing retirement is not, is an age. Not any more anyway. Gone are the days of being told to stop working one day and pick up your State Pension the next.Today you have new…

Retirement Planning / June 18, 2025
Combined finances

Planning ahead for your financial future together Some couples may prefer to keep their finances separate, while others share everything.Whichever method you’ve chosen, when it comes to retirement saving, it’s worth planning together to ensure you’ve made the most of all the allowances and…

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