Welcome to Malta

Malta boasts a thriving local economy, rich history, and a vibrant international community. Its Mediterranean lifestyle, excellent amenities, and business opportunities make it an ideal place to work, live, and retire.

Our Philosophy

Our Team Based In Malta, Has A Shared Philosophy.

Malta is a Mediterranean gem, offering expats a high quality of life with its warm climate, rich history, vibrant culture, and welcoming international community. At ARIA Private Clients, we specialise in supporting expatriates with comprehensive wealth planning tailored to their unique circumstances.
Our services include local tax compliance, international mortgages, pensions, retirement planning, and savings strategies for specific events or goals. Whether you are settling in Malta or managing wealth across borders, our team provides expert guidance to help you protect, grow, and enjoy your wealth with confidence.

Meet The Team

Malta Office

ARIA Private Clients is a multi-licensed multi-jurisdictional financial advice proposition, designed to cater to internationally mobile individuals that require cross-border financial planning.

We work together to create a more prosperous path for you, helping to identify, achieve and maintain your desired lifestyle.

Our clients can rely on us to protect their wealth and have access to every opportunity for growth as they move across the globe.
Our role is to provide peace of mind and intelligently find solutions to meet your financial aspirations, whether that be investing a lump sum, maximizing tax efficiencies internationally, reducing an inheritance tax bill or guiding you through the maze that is retirement planning.

We believe that with our help, financial planning means you can make fully informed decisions about you, yours, and your family’s future.

Our Commitment to You

What to expect from our Malta team?

Welcome To Javea

Combining the beauty of rugged Mediterranean coast line and coves, the charm of an ancient fishing village yet all the modern day services of a well appointed town, Javea is the perfect spot to cater to a breadth of client as we do. It’s careful planning policies, which have resulted in no high rise buildings and its moderate year round climate, reflect in our own even handed and considered approach. Javea blends the historic and the modern with extensive facilities for tourists. ARIA Private Clients prides itself in bringing time tested financial planning solutions, but with a considerable variety of investing solutions – those that match your goals be that tax efficient income, capital preservation or meeting your loftier aspirations for growth.

How to find the Malta office

Nu Bis Centre, Mosta Road, Lija, LJA 9012, Malta

Parking

• 80 parking spaces; includes an underground car park. (‘Nu-Bis Centre Malta)

• “Convenient parking” is mentioned in promotional materials. (Facebook)

• Some parking is likely visitor parking (underground), though exact drop-off zones not clearly detailed.

• Street parking near the centre likely available, depending on time/day.

Train

• A number of Malta Public Transport (bus) routes serve Lija / Mosta Road; stops should be relatively close. (Exact stop names not clearly given in sources I checked.)

• Public transport frequency likely reasonable given Lija is an accessible suburban area.

• Nearest major hubs (Mosta, Birkirkara etc.) are well connected.

Taxi

• Taxis and ride-hail services (Bolt etc.) will be able to drop off at or close to the main entrance on Mosta Road.

• Likely there is a designated drop/off-in bay or area at the entrance.

• With underground parking, drop-off may be at street level, then elevator or stairs down.

Once you have arrived

• On arriving at the building entrance, there is a lobby / reception area (as a shared office / workspace centre).

• The building has 24/7 access for tenants; security is in place (access control + CCTV). (‘Nu-Bis Centre Malta)

• There are common kitchen, lounge / breakout areas, boardroom etc. for tenants. (‘Nu-Bis Centre Malta)

• Landscaped surroundings. (‘Nu-Bis Centre Malta)

• Building is on Mosta Road, which is one of the main roads through / near Lija, so road access is relatively straightforward.

Accessibility

• The building is modern, built to “leading international standards.” (‘Nu-Bis Centre Malta)

• Underground car park implies elevator/lift access from parking to upper / lobby levels.

• 24/7 access and security control suggests premises are accessible during non-standard hours.

• Drop-offs, entrances likely level or with ramps (though I couldn’t find explicit mention of “step-free entrance” or door-widths).

• Given the building’s design is high-end and targeting corporate users, accessibility amenities (e.g. accessible WC, elevator, good lighting, signage) are probably included.

01

Maltese Income and Capital Gains Tax

Residents may be taxed on Malta-sourced income and certain capital gains, so careful structuring is needed to minimise liability.

02

Local Property Taxes and Fees

Ownership of Maltese property can trigger stamp duty, annual immovable property tax, and other local levies and we will help navigate you through each.

03

Home Jurisdiction Tax Reporting

UK-sourced income or global investments may still need to be reported to HMRC, adding compliance obligations, whereby having optimised your tax efficiency, our wealth platform will reduce the reporting burden.

04

Inheritance Tax Implications

Being Maltese-resident does not automatically protect non-doms from UK IHT if assets remain UK-based, which requires careful estate planning.

05

Pension Options in Malta

Contributions to Maltese or international pension schemes can offer tax deferral benefits, but must be aligned with UK pension entitlements and tax rules.

06

Tax-Efficient Investment Vehicles

Non-domiciled residents can use Malta-approved investment structures, offshore bonds, or certain funds to optimise tax efficiency

Common concerns

Wealth Planning is more than simply putting monies to work, considering debts, reducing your tax bill and protecting against unwelcome events are just some of the support we offer.

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